Christmas pets – We love them and if you got one, now is the time to start a “Pet Savings Plan”. New puppies and kittens are little, adorable money pits. We want you to be prepared. Vaccinations need to be started, continued, finished this year and then boostered every year after, so plan for 2 or 3 vaccination and worming visits with your veterinarian in the first 3 months of pet ownership; then start planning for the annual visit next year. Spaying or neutering should be do